Fixed Deposit Interest Rates
| Sl No | Period | General (ROI) | S. citizen (ROI) |
|---|---|---|---|
| 1 | 1 Year | 8.25 | 8.75 |
| 2 | 2 Year | 8.75 | 9.25 |
| 3 | 3 Year | 9.00 | 9.50 |
| 4 | 4 Year | 9.00 | 9.50 |
| 5 | 5 Year | 9.10 | 9.60 |
Important Notes
- *0.10% Extra ROI for Ladies & Minor (below 12year Age)
- * 500000 above 0.10% Extra
- * 2000000 above 0.20% Extra
- * 5000000 above 0.25% Extra
Monthly Income Scheme
| Sl No | Period | General (ROI) | S. citizen (ROI) |
|---|---|---|---|
| 1 | 1 Year | 8.25 | 8.75 |
| 2 | 2 Year | 8.75 | 9.25 |
| 3 | 3 Year | 9.00 | 9.50 |
| 4 | 4 Year | 9.00 | 9.50 |
| 5 | 5 Year | 9.10 | 9.60 |
Important Notes
- *0.10% Extra ROI for Ladies & Minor (below 12year Age)
- * 500000 above 0.10% Extra
- * 2000000 above 0.20% Extra
- * 5000000 above 0.25% Extra
Recurring Deposit
| Sl No | Period | General (ROI) | S. citizen (ROI) |
|---|---|---|---|
| 1 | 1 Year | 8.00 | 8.50 |
| 2 | 2 Year | 8.00 | 8.50 |
| 3 | 3 Year | 8.50 | 9.00 |
| 4 | 4 Year | 8.50 | 9.00 |
| 5 | 5 Year | 8.75 | 9.25 |
Important Notes
- *0.10% Extra ROI for Ladies & Minor (below 12year Age)
Savings
| Sl No | Rupees | RIO |
|---|---|---|
| 1 | 100 to 99999 | 3% |
| 2 | 100000 to 499999 | 4% |
| 3 | 500000 to above | 5% |
Daily Deposit
| Sl No | Period | ROI |
|---|---|---|
| 1 | 1 Year | 4% |
Share (Member Ship)
| Sl No | Share | |
|---|---|---|
| 1 | Share | 110/- |
| 2 | Nominal Share | 10/- |
| 3 | B Class Share | 1010/- |
JVP Rate Of Interest
| Sl No | Number Of Days | |
|---|---|---|
| 1 | 15 to 30 days | 4% |
| 2 | 31 to 45 days | 4.25% |
| 3 | 46 to 90 days | 5% |
| 4 | 91 to 180 days | 6% |
| 5 | 181 to 300 days | 7% |
Double Benefit Scheme
| Sl No | DBS | Duration | |
|---|---|---|---|
| 1 | General | 8Year 9 Month | 8.05% |
| 2 | S. Citizen | 8Year 3 Month | 8.55% |
Loan Interest Rate
| Sl No | Type of Loan | RIO | Maximum Loan Limit | Tenure |
|---|---|---|---|---|
| 1 | Business Loan | 16% | 30,00,000.00 | 12-60 month |
| 2 | Vehicle Loan | 16% | 10,00,000.00 | 12-60 month |
| 3 | Personal Loan | 16% | 20,00,000.00 | 12-60 month |
| 4 | Cash Credit Loan | 16% | 30,00,000.00 | Renewal Each Year |
| 5 | Overdraft Loan | 18% | 10,00,000.00 | 12 Month |
| 6 | Loan against FD, RD, MIS | 2% > Deposit rate | 90% Max* | Till Maturity Date |
| 7 | Loan against DDS | 10% | 90% Max* | Till Maturity Date |